Last updated: 04/09/2026
This Privacy Policy explains how Easy Payday loans (“we”, “us”, “our”), operator of EasyPaydayLoans.co.za, collects, uses, shares, and protects your personal information, in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA).
By using this website or submitting a loan application through it, you consent to the collection and processing of your information as described below.
1. Who We Are
We are a loan referral and comparison service. We are not a credit provider or lender. We collect your information in order to pass it to registered lenders on your behalf. See our About Us page for full detail on how this works.
Information Officer: Mike Email: [email protected] Address: PO Box Johannesburg
2. What Information We Collect
Depending on which parts of the site you use, we may collect:
- Identifying information: full name, South African ID number, date of birth
- Contact details: phone number, email address, residential address
- Financial information: employment status, employer name, monthly income, bank account details, existing debt obligations
- Application data: loan amount requested, loan term, purpose of the loan
- Technical data: IP address, browser type, device information, pages visited, and cookies (see Section 7)
We only collect what is reasonably necessary to process your loan enquiry and to operate and improve this website.
3. How We Use Your Information
We use your personal information to:
- Submit your loan application to one or more lenders on our panel, so they can assess your eligibility
- Communicate with you about your application or enquiry
- Verify your identity where necessary
- Improve our website, content, and services
- Comply with legal and regulatory obligations
- Detect and prevent fraud
We do not use your financial information to make any credit decision ourselves — only the receiving lender does that.
4. Who We Share Your Information With
- Lender partners: When you submit an application, your details are shared with one or more NCR-registered lenders on our panel so they can assess and respond to your application. See our About Us page for our current lender panel.
- Service providers: We may share limited data with providers who help us run the website (e.g. hosting, analytics, email delivery), under confidentiality obligations.
- Legal and regulatory bodies: Where required by law, court order, or a regulator such as the NCR.
We do not sell your personal information to marketing lists, and we do not share your data with parties outside our named lender panel and service providers.
5. Your Rights Under POPIA
You have the right to:
- Request confirmation of what personal information we hold about you
- Request access to, correction of, or deletion of your personal information
- Object to the processing of your information for specific purposes
- Withdraw consent at any time (this will not affect processing already carried out)
- Lodge a complaint with the Information Regulator of South Africa if you believe we have mishandled your information
Information Regulator contact: Email: [email protected] | Web: inforegulator.org.za
To exercise any of these rights, contact our Information Officer using the details in Section 1.
6. Data Retention
We retain your personal information only for as long as necessary to fulfil the purposes described in this policy, or as required by law (including record-keeping obligations related to credit applications). Data no longer needed is securely deleted or anonymised.
7. Cookies and Tracking
Our website uses cookies to:
- Remember your loan calculator preferences
- Understand how visitors use our site (analytics)
- Measure the effectiveness of our content and, where applicable, referral partnerships
You can disable cookies in your browser settings, though this may affect some site functionality.
8. Security
We use reasonable technical and organisational measures to protect your personal information against loss, unauthorised access, alteration, or disclosure. No online transmission is ever 100% secure, and we encourage you to use a secure connection when submitting sensitive information.
9. Children’s Information
This service is intended for individuals aged 18 and older. We do not knowingly collect personal information from minors.
10. Changes to This Policy
We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page reflects the most recent revision. Material changes will be highlighted on this page.
11. Contact Us
Questions about this policy or how your data is handled:
- Email: [email protected]