Who We Are
Easy Pay Day loans
Easy Pay Day Loans (EasyPaydayLoans.co.za) is a free, independent loan-comparison and referral service based in South Africa. Since 2024, we’ve helped South Africans understand their short-term borrowing options and connect with registered lenders.
Important: We Are Not a Lender
This is the most important thing to understand about our service:
Easy Pay Day Loans is not a bank, not a credit provider, and not a lender. We do not lend money, set interest rates, approve or decline applications, or disburse funds.
Instead, we are a referral and comparison service. When you use our loan calculator or apply through our site, we pass your application to one or more lenders in our panel, all of whom are registered credit providers with the National Credit Regulator (NCR) under the National Credit Act 34 of 2005. Those lenders — not us — decide whether to offer you a loan, on what terms, and at what cost.
We earn a referral fee from our lender partners when we successfully connect them with a customer. This does not cost you anything extra, and it does not influence which lender we send your details to — we aim to match you with a lender suited to your application, not the lender that pays us the most.
Our Editorial Content
Our loan guides, FAQs, and articles are written to help you understand short-term credit in South Africa — what it costs, how it’s regulated, and when it might or might not be the right choice. This content is for general information only and is not financial advice. If you’re dealing with serious debt difficulty, we recommend speaking to an NCR-registered debt counsellor rather than taking on further credit.
Contact Us
Have a question about how our service works, or a complaint about a lender we referred you to?
- Email: [email protected]
If you have a complaint about a specific lender’s conduct that we’re unable to resolve, you can escalate it directly to the National Credit Regulator: Tel: 0860 627 627 | Web: www.ncr.org.za
Last updated: 04/09/2026